Pontoon Gambling

Pontoon Guide

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Pontoon is an early version of Blackjack which offers a lot of the action that isn’t allowed in modern Blackjack games. Ranking of hands is different as well, including five-card tricks having a higher value than hands with fewer cards with more points.

How to Play Pontoon

The object of the game is to get closer to 21 than the Dealer. In Pontoon, both of the Dealer’s cards are dealt face down, so you are making your choices against a blind hand.

Player’s Turn

Click on the chips to place a bet, and then click on Deal. Two cards are dealt face up to you and two face down to the Dealer. After reviewing your cards, if you think the value of the cards is close enough to 21, don’t take another card. Click on Stand to finish your hand. If you want to add more points to your hand, click on Hit. The Dealer gives you another card. If you decide to hit and overshoot 21, you go Bust, losing automatically.

Card Values

  • Point values for cards 2 through 10 are the same as their face.
  • Each Jack, Queen and King is valued at ten points.
  • Aces can count as either 1 or 11, whichever is more advantageous to your hand.
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Dealer’s Turn

Depending on the hand, the Dealer will hit or stand based on rules that the Dealer must follow.

You Win When

  • If the total value of your cards is closer to 21 than the Dealer, you win.
  • If the total value of your cards is under 21 and the Dealer busts, you win.
  • If you are dealt a face card or Ten, plus an Ace, you have a Pontoon and automatically win.
  • If you build a Five-Card Trick (a hand of five cards that equal 21 points or less) that beats the value of the Dealer’s cards without going over.

Payouts

  • Pontoon pays 2:1
  • Five-card hands 21 and under pay 2:1

Game Features and Bonus Rounds

There are no Bonus Rounds in Pontoon.

Jackpot Information

Pontoon Gambling

There is no jackpot in Silver Oak Casino’s Pontoon casino game.

Additional Rules

Casino
  • The Dealer wins all ties.
  • The Dealer’s five-card trick beats your five-card trick if points are even.
  • Both Dealer cards are dealt face down.
  • The Dealer must hit on soft 17’s.
  • You must hit on 14 or less.
  • You can double down once any time during a round of play.
  • Hitting after doubling down is allowed.
  • Split your cards up to two times per round of play.

Strategy & Tips

Pontoon

Pontoon Basic Strategy

TotalNumber of Cards
432
21StandStandStand
20StandStandStand
19StandStandStand
18StandStandStand
17HitStandStand
16Double/HitStandStand
15Double/HitStandStand
14Double/HitHitHit
13Double/HitHitHit
12Double/HitHitHit
11Double/HitDouble/HitDouble/Hit
10Double/HitDouble/HitDouble/Hit
9Double/HitDouble/HitHit
8Double/HitHitHit
7HitHit
6HitHit
5Hit
4Hit
A-10Double/HitDouble/StandStand
A-9Double/HitDouble/HitStand
A-8Double/HitDouble/HitStand
A-7Double/HitHitHit
A-6Double/HitHitHit
A-5Double/HitHitHit
A-4Double/HitHitHit
A-3Double/HitHitHit
A-2HitHit
A-ASplit/Stand
8-8Split/Hit

History

Pontoon is an old British variation of Blackjack.

Glossary

The potential of winning when playing Pontoon is enhanced when you know and understand all the terminology associated with the game.

Bet: The amount of money you want to wager during a round of play.

Bust: The state of your hand if the total value exceeds 21. If you bust, your bet is lost. If the Dealer busts, you win.

Deal: Clicking Deal begins the game once your bet has been placed. In this variation of Blackjack, you are dealt two cards face up and the Dealer gets two cards face down.

Double: If you think that the next card in the deck will put your hand in position to beat the Dealer, you can “double down”. Your bet is doubled and one card is dealt to your hand. Hitting after doubling down is allowed in Pontoon.

Five-Card Trick: A hand consisting of five cards with a total value of 21 or under. It is the second highest winning hand in Pontoon. It beats any other card combination, equal in points, with fewer cards.

Hit: Clicking Hit adds another card to your hand. Take as many hits as you want before standing.

Pontoon: An Ace and a card with a value of ten points totaling 21. A Pontoon is comprised of two cards and always beats a score of 21 built from three or more cards. Also called Blackjack in other variations of “21” games.

Split: If your first two cards are of the same value (such as 7-7 or J-K), they can be split into two separate hands by doubling your bet. You then proceed to draw cards as usual with the goal of building both hands as close to 21 without going over. You can split up to two times during each round of play.

Stand: Click Stand to keep your hand as it is. If you have 21, you cannot click this option – it is automatically done for you.

Pontoon is a blackjack variant that is only available at online casinos. It is distributed by RealTime Gaming. This online casino group accepts US players. Playtech and Betsoft also spread the game.

Microgaming has Pontoon, too. However, split aces only receive one card. To offset this, the dealer stands on soft 17. This version is less favorable to players, so we suggest playing at one of the other sites for this reason.

Pontoon uses a standard 52-card deck. Players are forced to hit any hand 14 and under. There is a separate value hand just below a blackjack which is called “pontoon” in this game. It is a five-card trick.

There are many strategy changes due to the unusual rules. Make sure to learn the basic strategy for Pontoon before playing. We go over it and the differences in Pontoon below.

Differences Between Pontoon and Traditional Blackjack

There are several differences between Pontoon and traditional blackjack.

A blackjack hand, called pontoon, pays 2-1. A two-card 21 after a split counts as a pontoon. A five-card hand that does not bust and wins has the same payout. The dealer can tie on these. The house wins all ties.

The dealer does not take a hole card until all players act. This is the European way of dealing blackjack.
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Both dealer hole cards are face down. This makes the strategy easy to learn, as you don’t have to take a dealer’s exposed card into account.

Players may double down at any time. However, an ace always counts as one when doubling. Players can hit after a double down and must if the hand is not 15 or higher. Split aces may be hit, doubled, and re-split.

The first step in playing Pontoon is choosing the denomination of chips that you would like to use. The next step is to click the betting circle until the wager equals what you want it to be.

After that, click deal, and you will receive two cards. You may bet up to three hands at the same time.

If the player has a pontoon, which is the same as a blackjack in a normal game, the hand ends. The dealer will then check to see if it also has it. If the player has it alone, the hand pays 2-1. If the dealer also has it, the house wins.

If the player or dealer do not have pontoon, the hand continues as normal. The dealer does not check for pontoon until the end of the hand.All bets made through the duration of the hand will lose if the dealer has pontoon.

If nobody has pontoon, players are given the following options.

  • Hit
  • Stand
  • Double down
  • Surrender
  • Split (if dealt a pair)

As Pontoon is only spread at online casinos, each action the player has available has a button on the screen. Touch it or click it with your mouse to hit, stand, double down, and split.

Hit is when a player would like to draw a card. You may hit until you bust or make a five-card hand.

Stand means the player does not want any more cards. This is not available until the player has 15, or has five cards.

Double down involves the player doubling the original bet and receiving one more card. A player with a pair has the option to split.

A player that makes a five-card hand without busting stands. The only way this hand loses is if the dealer also makes a five-card hand.

The dealer draws to hands up to 16 and soft 17. If the dealer has a hard 17 or any hand of 18 and higher, it stands. It also stops drawing if it makes five cards without busting. The house automatically wins here.

Once the player and dealer have completed the hand, they are compared to each other.

If the dealer has the same point total or higher than the player, the house wins all bets.

If the player makes a five-card hand and the dealer does not, or if the player’s hand is higher than the dealer’s hand, it wins.

A winning five-card hand pays 2-1. All other hands win even money.

After the hand, click the deal button for a new one. To leave, click the menu button on the table.

The strategy for Pontoon is substantially different from a traditional game of blackjack. One reason is that the dealer’s cards are placed face down. Another is the five-card trick paying 2-1. Players may not stand until the hand is at least 15.

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Hard Hands

Pontoon Gambling Rules

A hard hand does not include an ace, or it has one and can bust.

  • 4 through 7: Always hit
  • 8: Hit on 2 or 3 cards; double down on 4
  • 9: Hit on 2 cards; double down on 3 or 4
  • 10 and 11: Always double down
  • 12 through 14: Hit on 2 or 3 cards; double down on 4
  • 15 and 16: Stand on 2 or 3 cards; double down on 4
  • 17: Stand on 2 or 3 cards; double down on 4
  • 18 and higher: Always stand

A soft hand includes an ace and cannot bust.

  • Soft 13: Always hit
  • Soft 14 through 18: Hit on 2 or 3 cards; double down on 4
  • Soft 19 and 20: Stand on 2 cards; double down on 3 or 4

The only pairs that should be split are eights and aces.

Please refer to the chart below for a visual summary of Pontoon strategy.

Pontoon Gambling

Pontoon is spread at most online casinos. RealTime Gaming, Playtech, Betsoft, and Microgaming all spread it.

Pontoon Gambling Odds

This blackjack variant is not available at live casinos. The game by the same name in Australia is more like Spanish 21 and does not resemble this Pontoon at all.

Our Pick

For US players, we recommend RealTime Gaming casinos over Betsoft. It is a personal preference of software.

Players outside the US should head to Playtech casinos. The rules are more player-friendly than the ones at Microgaming.

Pontoon has a house edge of 0.38% at sites with the most generous rules. This makes it one of the better blackjack games at online casinos. It is often better than traditional games.

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The strategy for Pontoon is easy to learn as there is no thought about the dealer’s door card as there is not one. We recommend playing it, especially if you need a change from traditional blackjack.