Cyber Spin

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Start the new year with a cyber security checkup! Taking preventative measures to protect your personal information now could save you valuable time and resources in the future. Keep your bank account safe by being cyber smart. Listed below are simple ways you can protect yourself from internet criminals.

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Install security programs

Protect yourself from malicious software by installing computer security programs, such as anti-virus software and firewalls. Anti-virus software can protect your personal information, such as account numbers and passwords. Firewalls prevent unauthorized access to your computer.

Avoid Wi-Fi woes

Be conscious of where and how you connect to public internet. While public Wi-Fi is convenient, it can put your personal information at risk if vendors don’t keep their security software up to date. Be aware of outdated sensitive material stored on your device, as well as the strength of your passwords, if you plan to connect publicly.

Browse safely

Cyber Spin

Know standard internet safety features. When banking or shopping online, look for “https” at the beginning of the web address. This signifies the website encrypts data during transmission. A padlock symbol signifies the website is secure. Further protect your data by only shopping on websites you recognize and trust.

Ignore unsolicited emails

Cybercriminals are savvy at creating fake emails that look legitimate but are harmful to your computer. It is best practice to ignore unsolicited requests. Don’t open or download an attachment from an email you weren’t expecting to receive or respond to any requests for personal information, such as your bank account number. Instead, try contacting the sender using a published email address or telephone number to confirm its legitimacy.

Social media smarts

Be discreet when using social networking websites. Criminals dig through social media websites to search for information to help them guess or reset passwords. Vulnerable information includes your place of birth, mother’s maiden name or even pet’s name. Check your privacy settings to ensure you are only sharing information with your intended audience.

Following these tips will help you be cyber safe in the new year!

Investors flocked into the French media conglomerate Vivendi on Monday after it unveiled plans to spin off the lucrative Universal Music Group, a move long sought by analysts as well as its own top shareholders.

Vivendi owns 80 percent of UMG, whose artists and catalogue range from the Beatles to Lady Gaga, after recently selling 20 percent to China's Tencent group.

In December, Universal shocked many in the industry by announcing a deal to secure the rights to Bob Dylan's entire back catalogue of songs, reportedly for more than $300 million.

On Saturday, the company said it would study the distribution of 60 percent of UMG to Vivendi shareholders in order to reduce what it called a 'conglomerate discount.'

'Vivendi's leading institutional shareholders have been pressing for a number of years for a split or the distribution of Universal Music Group,' it said.

Cyber Pune

Vivendi said UMG, which would be listed on the Amsterdam stock market, could be worth at least 30 billion euros ($36.4 billion).

Cyber Pension

The deal, set to be voted on at a shareholder meeting in March, sent Vivendi's stock rocketing 18 percent higher to 30.82 euros in Paris.

The company's other assets range from movies and TV production to publishing and advertising.

'In 2022, Vivendi should be refocused on all its other main units (mainly Groupe Canal+, Editis and Havas) alongside its minority holdings' including UMG as well as Lagardere, Prisa and Spotify,' the Paris brokerage OddoBHF commented in a note.